I've always left my savings in either premium bonds or the highest interest saving accounts. But lately I've been considering chucking some into one of those investment structured accounts. Has anyone had much experience with them? Obviously they aren't risk free so I'd like to get a better understanding of the process you may go through over a couple of years investing. But I'm not doing a lot with the money and it's not significant enough to say; invest in property. So it seems a decent prospect to get better returns than the typical 1-2% savings accounts. Curious if anyone on here has tried them before.